Kuala Lumpur, Malaysia

Muhammad Zubir Jamalullail

Fintech strategist with 20+ years shaping Malaysia's payments ecosystem — from pioneering JomPAY's Shariah-compliant framework to leading Open Payment Systems for Malaysia's largest urban transit network.

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Career Highlights

Milestones at a Glance

2025
Led MyDigital ID (SSO) integration for Prasarana's online platforms
2025
Appointed VP to lead Open Payment System for Rapid Rail & Rapid Bus
2022
Automated BNM staff compliance — asset declarations & code of conduct attestation
2020
Led CIB upgrade for Bank Rakyat's Core Banking (CoBRa) migration
2018
Pioneered Malaysia's first app-based MFA for corporate banking, endorsed by BNM
2017
Launched i-bizRAKYAT — migrated 1,414 cooperatives, 4× adoption in Year 1
2014
Spearheaded JomPAY (NBPS), set Shariah-compliant biller code benchmark for Islamic banks
2008
Implemented cheque outsourcing for Malaysia's largest Takaful operator (50,000 cheques)
Experience

Professional Journey

Prasarana Malaysia Berhad Sep 2025 – Present
Vice President, Open Payment System · Group Digital
Bank Negara Malaysia Sep 2022 – Aug 2025
Manager / Business Analyst · Business Technology Department
Bank Kerjasama Rakyat Malaysia Jan 2015 – Aug 2022
Assistant Manager · Cash Management & Digital Business
Bank Islam Malaysia Berhad Nov 2013 – Dec 2014
Cash Management & eChannels · Product Development
Earlier Career · 2005–2013

Held progressively impactful roles at Al Rajhi Banking & Investment Corporation (Product Manager, Cash Management) and Malayan Banking Berhad / Maybank (Maybank2e Product Implementation Officer). Key achievements: cheque outsourcing for Malaysia's largest Takaful operator (50,000 cheques), rolling out RENTAS and GIRO modules, and implementing Cash Management solutions for Tenaga Nasional Berhad, Genting Highlands, and McDonald's Malaysia.

Core Competencies

Skills & Expertise

Payments & Fintech
Open Payment Systems JomPAY / NBPS DuitNow FPX Open Banking Cash Management ISO 20022 Islamic Finance
Product & Technology
Product Management Digital Transformation Corporate Internet Banking MFA / SSO API Integration SDLC
Delivery & Governance
Agile / Scrum Project Management Stakeholder Management Regulatory Compliance Fintech Strategy
Education & Development

Credentials

Diploma in Information Technology
Politeknik Ungku Omar, Ipoh
2001 – 2004
Professional Scrum Product Owner I (PSPO-I)
Scrum.org
Jun 2023
Google Gemini Certified Educator
Google
Sep 2025
Generative AI for Educators with Gemini
Google Gemini
Sep 2025
Microsoft Power BI (Basic)
Microsoft
May 2025
Fundamentals of Cloud Computing
Professional Development
Dec 2022
Design Thinking
Professional Development
Jun 2023
AWS Builder Online Training
Amazon Web Services
Jan 2021
Community & Open Source

Beyond the Day Job

Co-founder of the Home Assistant Malaysia community — now 3,800+ members and the largest Malaysian smart home community. I develop and maintain open-source Home Assistant integrations on GitHub, and was appointed Language Leader for Project Assist, supporting Malay-language voice assistant development in the Home Assistant ecosystem. I also write about smart home tech and automation on my blog at zubir.tech.

Let's Connect

Get in Touch

Open to conversations about digital payments, product leadership, and digital transformation roles.

myname.is@zubirjamal.com linkedin.com/in/zubirjamal github.com/zubir2k